By Sherin Shibu in Australian Financial Review, 16 September 2019

Billionaire investor Ray Dalio is known for his principles on everything from power dynamics to running an office with radical transparency. He even published a best-selling book entitled Principles: Life and Work that elaborates on what he’s learnt in the 40-plus years of his career.

By Vesna Poljak in Australian Financial Review 20 July 2019

The Magellan chairman knows value when he sees it and sometimes, he says, great opportunities are hiding in plain sight.

A number of clients have asked me this question. Very broadly speaking, I say if you are debt-free you will need around half to two-thirds of your pre-retirement income. There are two ways to tackle this.

As you will be aware, bank term deposits are at all-time lows. My bank, Westpac, are offering 2.70% for 12 months. If you take off residential withholding tax of 33% you are left with 1.81%, and if you take off inflation of 1.5% you are left with 0.31%, hardly a great return, I think.

By Jamie Morton, Science Reporter, NZ Herald, June 29 2019

Star surgeon's next case: teaching us how not to get cancer

Want to reduce your cancer risk? Dr Richard Babor has been investigating the most effective things we can do to avoid getting cancer.

By Jemima Whyte, Senior Reporter, for The Australian Financial Review, May 24 2019

With a combined wealth of $6.5 billion, some of Australia's wealthiest people have valuable lessons to impart when it comes to business and beyond.

By Tony Featherstone in Australian Financial Review, June 22 2019

Hype abounds about Australia’s infrastructure boom and A$58 billion project pipeline. But this is small compared with the global outlook. Up to US$40 trillion (A$58 trillion) of infrastructure investment is needed worldwide over two decades, forecasts alternative-assets researcher Preqin.

By Hillary Hoffower in Australian Financial Review, April 11 2019 

Millionaires don’t build wealth without standing out from the crowd

Self-made millionaires do things a little differently from everyone else.

Since selling down some of my portfolio in June 2018 to reduce debt, I purchased some additional shares in Apple and Facebook. As you may recall, markets had taken a hit in the last quarter of 2018, so I managed to pick these up at discount prices.

ESG (Environmental, Social and Governance) investing refers to a class of investing that is also known as “sustainable investing.” This is an umbrella term for investments that seek positive returns and long-term impact on society, environment and the performance of the business. There are several different categories of sustainable investing.

By Chris Di Leva & Andrew Bascand, Harbour Asset Management, Mar 27, 2019

Key points

• We don’t know yet which measures suggested by the Tax Working Group will be adopted by the Government. There is still a lot of water to go under the bridge.

AMP, as you may know, have sold their insurance business to Resolution Life who are based in the UK. Should you have an AMP insurance policy of policies you can increase or decrease them at any time and also add additional covers should you wish.

One of the most predictable ways to increase your retirement funds is to increase your contributions to either your super or KiwiSaver or both. As you know, the maximum subsidy for retirement savings from the DHB is 6%. However, any % over the 6% for super can be invested.

By Catherine Clifford, on CNBC Make It, 05.12.2018

Legendary investor and billionaire Warren Buffett has a tip for young people: Focus on learning how to write and speak clearly.

"The one easy way to become worth 50 percent more than you are now — at least — is to hone your communication skills — both written and verbal," says Buffett in a video posted on LinkedIn on Monday.

By Ali Montag, on CNBC Make It, 13.11.2018

Amid headlines of turmoil in the stock market, heightened global trade tensions and political tumult, it may seem like the safest place to store your money is in a savings account.

But actually, just holding your money in cash is a bad idea, according to billionaire hedge fund magnate Ray Dalio.

By Emma Newburger, on CNBC Make It, 15.11.2018

Jocko Willink knows a thing or two about discipline. The former Navy Seal commander served in one of the most highly decorated special operations units of the Iraq war and his service would earn him both the Silver and Bronze Star. He'd later found the leadership consultancy Echelon Front and write a number of best-selling books.

By Harbour Asset Management, 17.12.2018

When investing in an uncertain world, it is useful to distinguish between a core view of the most likely outcome for economies and markets, and the key risks that could challenge that assessment.

I am amazed at how many clients I come across who do not have a will. This is the key foundation in estate planning. All sorts of unexpected issues can result in someone not having a will. If you do not have one, please read this carefully, then go and get one!

Warren Buffet is the CEO of Berkshire Hathaway. He is number three on the Forbes Billionaires list, with a net worth of $64.9 Billion. Below are 35 of his quotes on success. May his quotes help you to make wiser decisions in your finances and your life so that you can become financially free and live life on your terms.

The key to achieving financial independence is having a written plan and following through with it. Of course, it will need some adjustments occasionally, however, remember to stick with it, which will involve a level of discipline and sacrifice.